?50,000 !!

today I got offered ?50,000 in pre approved unsecured credit, the mail this morning had two letters from my bank, one offering my a loan at 6.6% APR for ?25,000 not to extraordinary, but the other was a a credit card application with a pre-approved limit of ?25,000 for a credit card!!, at a very ‘reasonable’ 13.9%.

Now just stop and think, would you carry ?25,000 around in your wallet? and without giving to much away, 25,000 isn’t as much as I earn, but is quite a bit more than I ‘pick-up’ in a year, so again would you carry more than your years wages around in your wallet all the time ?