Not that we have money issues but I do know what I would say if the bank phones me about an overdraft

Bank: “we’ve been looking at your account, and we feel that the level of your current overdraft is high given the current economic climate”

Me: “yes, i understand your concern, but we are putting in measures to reduce our dependence on the overdraft and increase our liquidity going forward – soon we should be able to do something about that.”

Bank: “well we feel it would be good if you could reduce your overdraft”

Me: “yes, well we intend to start our process of quantitative easing once we’ve gotten the finer details of the process sorted”

Bank: “I see, well tecnically that’s not …”

Me: “Can you just remind me, it’s postman pat on the £20 note isn’t it?”

click.